 We would welcome the opportunity to discuss your
insurance and benefit needs, and help you explore
ways to improve your financial protection or reduce
insurance costs, or both. No obligation, of course.

|
David
J. Nevin - Senior Vice
President
david@nwandassoc.com
503.260.6309
Portland Office
Mr. Nevin is responsible
for overall company
management and strategy
development. As the
Founder of NW &
Associates, a full
service general
insurance agency with
over 3,500 clients in
Oregon and Washington,
he has 31 years of
insurance industry
experience in numerous
entrepreneurial
endeavors. His career
began as a top producing
agent for Massachusetts
Mutual Life. He
subsequently owned two
successful third-party
administration
companies.
|

|
Mitch Elrod
- Vice President of Sales
mitche@nwandassoc.com
971.255.5360
Portland Office
Mr. Elrod is a native Oregonian and
a graduate of Lewis & Clark College,
in Portland, Oregon. He graduated in
1992 with a Bachelor of Arts in
Communications and started his
insurance career as an agent for
Standard Insurance. In 1998 he
partnered with another agent to
create Bush & Elrod Insurance and in
1998 merged with Nevin, Works &
Associates. As an independent
producer he represents numerous
companies, specializing in group
medical, dental, life and disability
plans for employers in Oregon and
Washington. He is a member of
National Association of Health
Underwriters and a member of the La
Center City Planning Commission
where he lives with his wife,
Yvette.
|

|
Jackie Imel - Producer
jackie@nwandassoc.com
971.255.5362
Portland Office
Ms. Imel is a
native Oregonian with over 23 years
of experience in the insurance
industry where she has served in
varied capacities including sales,
claims, management and customer
service. For the past 18 years,
Jackie has been affiliated with
Great West Healthcare focusing on
large group self funding. Her
unique knowledge of the
broker/carrier side together with
experience in large group sales adds
a valuable dynamic to the Employee
Benefits team at HRH. Jackie
specializes in group medical,
dental, life and disability plans
for employers in Oregon and
Washington.
Jackie actively
supports her family and local
community through extensive
volunteer work with the Washougal
School District and as a
contributing member of the Hathaway
Boosters for Washougal, WA. |
 |
David B. Miller -
Producer
dave@thincusa.com
dave@nwandassoc.com
971.255.5361
Portland Office Mr.
Miller grew up in Santa Rosa,
California. He received his Bachelor
of Arts in Communications from
Simpson College (Redding, CA) and
later received his Master’s of
Divinity In Communications and
Theology from Biola University (La
Mirada, CA). He served as a
full-time pastor with the Christian
& Missionary Alliance for 17 years
leading churches in California,
Wyoming and Oregon. He has also
enjoyed executive level leadership
and volunteer participation in
numerous local non-profit
organizations that provide services
in the areas of drunk driving
prevention, drug addiction recovery,
homelessness, teenage crisis
pregnancy intervention and public
safety chaplaincy. He began his
insurance career in Seattle,
Washington with Kibble & Prentice
functioning as a small business
consultant in the employee benefits
division. He now represents numerous
companies, specializing in group
medical, dental, life and disability
plans for employers in Oregon and
Washington. |

|
Terri
Opsahl - Producer
terri@nwandassoc.com
503.338.5111
Astoria Office
Ms. Opsahl is an agent in
the Astoria, Oregon office.
She is responsible for sales
and service of insurance
products on the Oregon
Coast. Terri has over 12
years of Human Resource
management experience with
Georgia Pacific, Wauna Mill,
and most recently Ag-Bag
International. She has been
an agent for Nevin, Works &
Associates for the past two
years. She is currently
serving as a Director on the
Wauna Federal Credit Union
Board of Directors and
Secretary of the Wauna
Federal Credit Union
Supervisory Committee. She
also serves as the
President-Elect of the Lower
Columbia Human Resource
Management Association.
|

|
Tom
Quigley
- Producer
tquigley@nwandassoc.com
971.255.5355
Portland
Office
Mr. Quigley
has over 20
years
experience
in the
insurance
industry. He
worked 13
years for
Aetna in
large group
claims
administration,
and was an
independent
insurance
agent for 4
years before
joining
Nevin, Works
and
Associates
in 1997. He
has a
Bachelor of
Arts from
the
University
of Iowa and
is a member
of the
National
Association
of Health
Underwriters,
and Oregon
Health
Underwriters.
|

|
Mark
Robbins
- Producer
markrobbins@nwandassoc.com
971.255.5356
Portland
Office
Mr. Robbins
started in
the
insurance
business in
1995 after
completing 4
years in the
United
States
Marine
Corps. In
1997 he
received a
Bachelor of
Science
Degree in
Management
from
Portland
State
University.
Mark has
served on
the board of
Riverbend
Youth Center
since 2002.
He has also
been very
active
through his
church and
serving in
different
officer
positions
since 2000
with the
Knights of
Columbus.
Mark has
been a
volunteer
since 2003
on the
landscape
committee
for Rock
Creek
Community
Association.
Furthermore,
he is a
member of
the National
Association
of Health
Underwriters.
|
 |
Trisha
Rose
- Producer
trisha@nwandassoc.com
907.440.1656
Alaska
Office
Trisha Rose
has worked
in the
insurance
and
financial
services
industry
since 1987,
specializing
in employee
benefits.
Serving in
varied
capacities
of the
industry,
Ms. Rose has
experience
in customer
service,
claims,
account
management
and has been
a benefits
advisor for
clients
ranging from
small groups
to larger
commercial
accounts.
Prior to
arriving in
Alaska,
Trisha
worked for a
national
insurance
carrier in
Phoenix,
Arizona for
many years
as a
Commercial
Small Group
Sales
Representative.
Trisha has
serviced
clients in
Juneau,
Fairbanks,
Anchorage,
the Kenai
Peninsula
and many
other
locations
throughout
the State
with
concentration
on small
business
clients and
regional and
village
native
corporations.
Trisha is a
member of
the National
Association
of Health
Underwriters
(NAHU), the
National
Association
of Insurance
and
Financial
Advisors (NAIFA)
and is a
mentor for
the Big
Brothers Big
Sisters
organization.
|
 |
Lupe` Albarran – Customer Service
lupet@columbiacallcenter.com
503.459.4568
Portland OfficeMs. Albarran is a
Spanish speaking Bi-Lingual Customer
Service Representative for thinc. and
the Columbia Call Center. Born and
raised in California, she has acquired a
strong and varied background in the
areas of customer service and
administrative support. |
|
 |
Margot Day - Human Resources
Operations Manager
margot@nwandassoc.com
971.255.5351
Portland Office
Ms. Day is a native
Oregonian and a graduate of the
University of California, Berkeley.
She has a wide range of business
experience, including eighteen years
in Law Office Management with an
emphasis in Human Resources.
Margot joined Nevin, Works &
Associates in 2005 to serve in the
position of Office Manager and in
August of 2007 was promoted to Human
Resources Operations Manager.
|
 |
Bob Healy - Vice
President of Business
Development
bob@thincusa.com
503.459.4554
Portland Office
A
sales and marketing
professional with
more than 20 years
of strategy, sales
management and
business development
experience in the
high tech and
consumer goods
industry, Mr. Healy
is responsible for
all the program
management and
marketing activities
at thinc. Prior to
thinc, Mr. Healy
managed all sales
and marketing
activities at
Concero Technology,
utilizing his
experience gained
from developing and
managing key
partnerships and
sales channels for
WebTrends/NetIQ and
Preview Systems.
Previously, Bob
managed business
development at
MeasureCast and
Carrier Services,
Inc.
|
 |
Shari
Hickman -
Service Support
Specialist
shari@thincservice.com
503-459-4556
Portland
Office
Ms. Hickman is a
native Oregonian
and holds a
Bachelor of Arts
degree in
Journalism from
the University
of Oregon. Her
background is
strong and
diverse, with
years of
experience in
academic,
investment and
insurance
administration.
She has studied
and worked
internationally,
and now resides
in Portland,
Oregon. As a
Service Support
Specialist, she
provides
customer service
and account
support to our
large
association
clients.
|

|
Margaret Huling, CLU
-
Vice President of
Sales & Marketing
margaret@thincusa.com
503.459.4554
Portland Office
Ms.
Huling is
responsible for the
implementation and
ongoing sales of new
association or
affinity group
opportunities, as
well as, managing
partner relations.
She has 30 years of
group benefits
experience,
primarily in account
management and sales
with UNUM and
Hartford. For the
two years prior to
joining thinc, she
was responsible for
marketing the
technology platform
for small group
customers in Oregon
for ConceroGroup.
|

|
Suzy
Jefferies - Sales and Service
Representative - Large Group
suzy@nwandassoc.com
971.255.5357
Portland Office
Ms. Jefferies is a
licensed Life & Health Producer and
Consultant. She has worked 30 years
providing customer service in the
financial services industry, the last 20
of which have been in health
insurance. At Nevin Works &
Associates, she is responsible for
Customer Service, as well as promoting
and developing our on-line services and
data management. Suzy is a member of
the National Association of Health
Underwriters. |

|
Kelli
Newman
–
Operations
Manager
kelli@thincusa.com
503.459.4567
Portland
Office
Ms.
Newman
is
responsible
for
the
day-to-day
operations
of
the
Columbia
Call
Center
servicing
our
Trust
and
Association
accounts
for
thinc
USA.
Prior
to
thinc.,
she
was
at
Concero
Group
for
5
years
and
served
as
Director
of
Customer
Service,
including
the
support
of
Distribution
and
Carrier
partners
for
enrollment
and
billing
of
small
business
customers.
Previously,
Kelli
was
with
Marsh
for
20
years
and
served
as
Vice
President
with
responsibilities
in
administration
for
the
Portland
office.
|
 |
Charlie
Opsahl
–
Administrative
Assistant
charlie@nwandassoc.com
503.338.5111
Astoria
Office
Mr.
Opsahl
serves
as
Receptionist/Administrative
Assistant
for
Nevin
Works
&
Associates
in
the
Astoria,
Oregon
office.
In
his
role,
Charlie
is
responsible
for
preparing
employee
benefit
proposals,
account
enrollment
and
providing
customer
service
for
the
Astoria
group
and
individual
clients.
Prior
to
Nevin,
Works
and
Associates,
Charlie
retired
from
a 37
year
career
with
Georgia-Pacific
as
an
electrical
maintenance
supervisor.
|
 |
Ranay
Rogers - Account
Sales
and
Service
Coordinator
- Small
Group
ranay@nwandassoc.com
971.255.5354
Portland
Office
Ms.
Rogers
relocated
to the
Portland
area
from
Santa
Fe, New
Mexico
in 2006
where
she
accepted
the
position
of
Receptionist
/
Administrative
Assistant
for NW &
Associates.
In 2007,
Ms.
Rogers
was
promoted
to the
position
of
Account
Sales
and
Service
Coordinator
assisting
agents
with
account
enrollment
and
service.
She is
currently
life and
health
licensed
in the
State of
Oregon
and
holds an
Associates
of Arts
degree
from
Manatee
Community
College
in
Venice,
Florida.
|

|
Kelly
Rose -
Vice
President
of
Administration
krose@nwandassoc.com
971.255.5358
Portland
Office
Ms.
Rose, a
native
Oregonian,
attended
the
University
of
Oregon
majoring
in
Interior
Architecture.
She
began
her
career
in the
retail
sales
division
of a
major
furniture
rental
and
retail
company
in
Portland,
Oregon.
In 1986,
Kelly
changed
careers
and
accepted
an
opportunity
in the
retail
sales
and
marketing
division
of a
third-party
firm
marketing
the sale
of
tax-deferred
annuities
and
securities
products
and
continued
in the
financial
services
industry
with
other
firms
through
1996.
After
three
years
working
with her
husband
operating
an
animation
and
design
studio,
Kelly
joined
Nevin,
Works &
Associates
as the
Large
Group
Service
Representative
and
Operations
Manager
of the
agency.
In
February
of 2003,
she
became a
member
of the
Company’s
Board of
Directors
and in
August
of 2005
was
named
VP of
Administration.
She is
Life and
Health
licensed
since
1991 and
is
currently
a member
of the
National
Association
of
Health
Underwriters.
Kelly
resides
in
Portland,
Oregon
and is
married
to her
husband
of 18
years. |
 |
Luba
Shalduha-Johnson
– Lead
Service
Support
Specialist
luba@thincservice.com
503.459.4562
Portland
Office
Luba
Shalduha-Johnson,
a member
of our
licensed
call
center
team,
provides
customer
service
and
account
support
for our
large
group
and
association
clients.
With a
varied
and
extensive
background
in the
insurance
industry,
Ms.
Johnson
has an
expert
understanding
of
employee
benefits
together
with
many
years of
providing
outstanding
customer
service.
Fluent
in five
languages
(English,
Spanish,
Portuguese,
Ukrainian
and
Russian),
Ms.
Johnson
is
licensed
in Life
and
Health. |
 |
Lisa
Snyder
–
Sales
and
Service
Representative
lisa@nwandassoc.com
971.255.5363
Portland
Office
Ms.
Snyder
relocated
to
Oregon
from
Tucson,
Arizona
where
she
graduated
with
a
Bachelor
of
Science
degree
in
Family
and
Consumer
Resources
from
the
University
of
Arizona
and
later
received
a
Master
degree
from
the
University
of
Arizona
in
Family
and
Consumer
Resources.
Lisa
has
10
years
of
insurance
industry
experience,
the
last
two
working
as
Account
Manager
for
Hilb
Rogal
&
Hobbs
of
Oregon.
Currently,
she
serves
as
Account
Sales
and
Service
Representative
where
she
is
responsible
for
assisting
agents
with
proposals,
account
enrollment
and
customer
relations. Lisa
is
currently
licensed
in
life,
health,
property
and
casualty
in
the
State
of
Oregon.
|
 |
Heather
Steinmann
-
Receptionist/Administrative
Assistant
heather@nwandassoc.com
971.255.5350
Portland
Office
Ms.
Steinmann
serves
as
Receptionist/Administrative
Assistant
for
NW &
Associates.
Born
and
raised
in
Vancouver,
Washington,
Heather’s
background
includes
administrative
services
in
the
horticulture
field
and
from
2002
through
2005
she
held
a
hostess
position
with
a
major
Vancouver
restaurant.
|
 |
Jacqueline
Wright -
Assistant Sales
&
Service Coordinator
jacque@nwandassoc.com
971.255.5353
Portland
Office
Ms.
Wright
grew
up
in
Wyoming
and
received
a
Bachelor
of
Arts
degree
in
Psychology
from
the
University
of
Wyoming.
She
relocated
to
Portland
in
2004
and
obtained
a
Master
of
Social
Work
degree
with
an
Administration
and
Management
concentration
from
Portland
State
University
in
2007.
Ms.
Wright
has
a
diverse
background
including
experience
in
market
swine
production,
psychiatric
healthcare,
human
services,
public
housing,
and
university
student
housing.
Prior
to
accepting
an
Assistant
Sales
and
Service
Coordinator
position
with
NW &
Associates,
Ms.
Wright
worked
as a
Customer
Service
Representative
in a
national
employee
benefits
call
center.
|
|
Accounts
Payable &
Receivable |
|
|

|
Ms. Barnes was born and raised in
Vancouver, Washington. She attended Clark College
and
Washington
State University, majoring in Business
Administration with an emphasis in
Accounting. In 1990, she began working for a
large corporation in Portland, Oregon as a Tax Accountant. In 1997, she
accepted a position in the Internal Auditing
Department, eventually becoming an IT
Auditor. She continued in the private sector
until 2001 and accepted a position with a
Certified Public Accounting firm as a Tax
Accounting Supervisor. Cindy joined Nevin,
Works & Associates in December of 2004 and
is now the Manager of Trust and Commissions
Accounting. Cindy lives in Vancouver with her husband
and two children. |
 |
Susan
Fleming
-
Trust
and
Commissions
Accountant
susan@thincservice.com
971.255.5359
Portland
Office
Susan
Fleming
was
born
and
raised
in
Oregon
City,
Oregon.
She
graduated
from
Portland
State
University
in
2005
with
a
Bachelor
of
Arts
in
Business
Administration
with
an
emphasis
in
Supply
&
Logistics
Management.
Through
college
she
worked
for
a
small
retail
business
in
SW
Portland
managing
accounts
payable
and
receivable,
as
well
as
aiding
the
small
business
owner
in
business
decisions
such
as
marketing,
advertising,
and
purchasing.
In
June
2006,
Susan
accepted
the
accounts
receivable
position
in
the
Oregon
office
of
our
parent
company:
Hilb,
Rogal
&
Hobbs.
In
June
2007,
she
moved
from
her
position
with
HRH
of
Oregon
to
her
current
position
of
Trust
and
Commissions
Accountant
for
Nevin,
Works
&
Associates.
|
|